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I will have an upcoming article about disputing incorrect information on your credit report, but for now, it is important to consider the following: If your debt is within the SOL (statute of limitations), to legitimately sue you for collection, you should carefully consider whether or not to send a dispute about a collection account on your credit report, even if it is showing incorrect information.

So I have debt from store lines of credit to a bank credit card.

Do collection accounts get removed from my credit reports after 7 years?

—Jennifer When you first miss payments to a creditor or lender, you will see lat pays show up in 30 day blocks of time on your credit report.

I haven't paid on them since at LATEST December 2007.

Chase, citi financial (store line of credit) and Sears line of credit all have it showing closed but I am getting reporting from some debt collector companies.

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