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The latest Vantage Score 3.0 model uses a range between 300 and 850.A Vantage Score above 700 is generally considered to be good, while above 750 is considered to be excellent.

Additionally, credit scores are not stored as part of your credit history.You can learn more about: There is no minimum credit score needed to apply for most loans or credit cards.However, you are less likely to qualify for a loan or credit card and less likely to receive favorable rates when your credit score is low.However, unlike academic grades, credit scores aren’t stored as part of your credit history.Rather, your score is generated each time a lender requests it, according to the credit scoring model of their choice.

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